Heather Ross

Qualifications of Heather Ross

OWNER AND PRINCIPAL

Cape Cod and Islands Appraisal Group, LLP
95 Rayber Road
Orleans, MA 02653

Established 1983

LICENSE

Massachusetts Certified General Real Estate Appraiser License # 1434
Expires 11/26/08

EDUCATION

Emerson College, Sussex, England, Arts and Sciences

Daemen Collage, Buffalo, New York, BFA/Cum Laude

University of Massachusetts, MBA Candidate

Appraisal Institute:

Seminar: Analyzing Operating Expenses (OL, Seminar with exam - 12/1/05)
Seminar: The Professional's Guide to the Uniform Residential Appraisal Report (OL, seminar with exam - 11/11/05)
Course I400: 7-Hour National USPAP Update Course (9/26/05)
Course 410: Uniform Standards of Professional Practice, Parts A & B (10/18/04)
Course 600: Income Valuation of Small, Mixed Use Properties (6/12/03)
Course 520: Highest & Best Use and Market Analysis (3/15/02)
Course 430: Standards of Professional Practice, Part C (9/22/00)
Seminar: Demonstration Report Writing - General Report Writing for the
MAI Designation (8/12/00)
Seminar: The FHA and the Appraisal Process (12/1/99)
Course 540: Report Writing and Valuation Analysis (4/25/99)
On-line Seminar: FHA and the Appraisal Process
Seminar: New Industrial Valuation
Seminar: Condominium Analysis and Project Valuation
Course 420: Standards of Professional Practice Part B
Course 410: Standards of Professional Practice Part A
Course 202: Applied Income Property Valuation
Course 101: Introduction to Appraising Real Property
Course 540: Report Writing and Valuation Analysis

American Society of Farm Managers and Rural Appraisers

Seminar: Uniform Appraisal Standards for Federal Land Acquisitions "Yellow Book"
Seminar (9/24/04)

Society of Real Estate Appraisers:

Seminar: Appraising Conservation Easements
Seminar: Land Planning and Residential Subdivision Development
Course 201: Principles of Income Property Valuation

Harvard University Graduate School of Design and Professional Development (6/2/00)

Seminar: Golf Course Development - Rounds, Rates, Revenues, Design
Seminar: Golf Course Development - Design Foresight and Impacts on Cost and Operating Expenses

Massachusetts Board of Real Estate Appraisers:

Seminar: USPAP Update seminar (9/31/99)
Seminar: Environmental Issues Part I - Title V and the Appraiser
Seminar: Property Inspection Techniques for the Residential Appraiser
Seminar: Department of Housing & Urban Development (HUD)
Seminar: Changes to the Standards: Departure and Appraisal Reporting Options
Seminar: The New URAR Form
Seminar: Real Estate Valuation and Litigation
Seminar: Subdivision Planning for Appraisers

National Association of Realtors:

Real Estate Analysis
The Basics of Appraisal, Course I
Real Estate Analysis, Course II
Sales Comparison Approach, Course III
Cost and Income Approaches, Course IV
Appraisal Standards and Ethics, Course V

Cape Cod Community College:

Growth Management and Land Use Control on Cape Cod

The Boston Globe/Securites and Exchange Commission

Seminar: Personal Finance Conference and Expo (9/19/99)
Seminar: Real Estate Investment and Family Trusts

BUSINESS EXPERIENCE

Owner and Principal, Cape Cod and Islands Appraisal Group, LLP 1998 to present

Owner and Principal, Ross Real Estate Appraisals, 1992 - 1998

Paul V O'Leary & Associates, Brewster, MA, 1996 - 1998

Cape Cod & Islands Appraisal Associates, Inc, Orleans, MA, 1992 - 1995

Saben and Associates, West Yarmouth, MA, 1990 - 1992

FSI Appraisal Company, Northampton, MA, 1988 - 1990

Daland & O'Leary Real Estate Appraisals, Brewster, MA, 1983 - 1987

ASSOCIATE MEMBERSHIPS

Appraisal Institute, Candidate for MAI membership

Appraisal Institute, Minority and Women Directory of Real Estate Appraisers

Massachusetts Board of Real Estate Appraisers

EXPERT WITNESS TESTIMONY

Essex County Probate Court
Barnstable County Probate Court